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Helping banks achieve exceptional levels of performance long-term.

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How it works

Our programs, services, and 5-step iterative process will lead your bank to higher growth and a better bottom line.

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Set your course

Too often, the annual meeting is the only time banks look at their mission, vision, and core values. What if they played in active role in business every day, and helped improve the bottom line? Strategically defining these core pieces can help you discover your unique strengths, and start using them to compete.
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Set your course

Too often, the annual meeting is the only time banks look at their mission, vision, and core values. What if they played in active role in business every day, and helped improve the bottom line? Strategically defining these core pieces can help you discover your unique strengths, and start using them to compete.

"There are a lot of Asset/Liability Management systems out there…what your looking for is good value. We found Plansmith to be in that sweet spot where feature/functionality and the monthly cost were reasonable but gave us the information we truly needed."

Greg Ohlendorf President & CEO, First Community Bank and Trust

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Latest Posts

6.18.18

How We Improved Strategic Planning at Plansmith

As a company passionate about the value of planning, we have our own strategic plan. Like most, we would gather for a few days every year to review our mission and vision, discuss our market opportunities, develop objectives, determine action plans, and assign responsibilities. But, I am ashamed to admit, just like many companies we never really executed as well as we should for a number of reasons.

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6.18.18

Your budget is NOT your Strategic Plan

We’ve heard these questions hundreds of times. “Why do we need a strategic plan? We already have a budget.”

Instead of developing a plan for their organization, many banks and credit unions operate using their budget. The budgeting process is already in place, line items are easily moved from one year to the next with minor changes based on anticipated revenues and initiatives.

So why isn’t this a good idea?

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5.17.18

Why Regulators Care About Surge Deposits (And You Should, Too!)

So why do we keep hearing about “surge” deposits and how important it is to know if you’re holding any? Well, it might be because in the past 10 years, CD balances in FDIC insured institutions have fallen by $880 Billion; yes, that’s Billion with a capital “B.” And while that may be the bad news, the good news is that over the same time period, non-maturity deposits (DDAs, NOWs, Savings, and MMDAs) have grown by $5.9 Trillion (with a capital “T”).

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